Pinewater Lending connects you with lending partners; partners make credit decisions and set rates and terms.(361) 201-8021
(361) 201-8021
About us

About Pinewater Lending, a Business Funding Broker in Victoria, TX

Pinewater Lending is a broker, not a lender. We help Victoria County business owners work out which funding structure fits a need and introduce the request to lending partners, who decide and set the terms.

Call (361) 201-8021Open a request

Pinewater Lending connects you with lending partners; partners make credit decisions and set rates and terms.

Stack of closed kraft file folders with a pen on a walnut desk by a window
In short

Pinewater Lending, a small-business funding broker in Victoria, Texas, is a broker, not a lender. From 1909 E Red River St it helps owners choose between six funding structures and introduces requests to lending partners. Partners make every credit decision and set rates and terms; Pinewater Lending explains offers but never prices them.

A broker named Lending

The name says Lending, and we know that can mislead. Pinewater Lending is a broker, not a lender. We do not advance money, approve applications or set prices. Pinewater Lending connects you with lending partners; partners make credit decisions and set rates and terms.

What we do

  • Ask what the money has to pay for and how the business would pay it back.
  • Match that purpose to one of six structures: working capital, term loans, lines of credit, inventory financing, equipment financing or merchant cash advances.
  • Send the request only to partners that write that structure.
  • Help you read offers side by side: cash received, total paid back or collected, and the payment schedule.

Requests and promises Pinewater turns down

  • Promise approval, an amount, a rate or a speed.
  • Present a merchant cash advance as a loan; it is not a loan.
  • Handle consumer requests such as payday, car-title, personal or mortgage loans.
  • Accept requests from farms, ranches or trucking firms.
  • Ask you to email bank account numbers or your Social Security number.

Where we are

Pinewater Lending's address is 1909 E Red River St, Victoria, TX 77901, in Victoria County. Most conversations happen by phone at (361) 201-8021. For local figures, see the Victoria County picture; for phone and address details, see the contact page.

Where Pinewater's lending partners come in

A request goes to partners that offer the structure it needs. Each partner reviews independently and may ask for its own documents. The four steps explain the sequence, and the broker disclosures state the relationship formally.

By Pinewater Lending · Updated

Questions for the Red River Street broker?

Unsure which option fits? Call, or start online.

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How it works

Four steps between the first call and a partner's answer.

  1. Share the purpose

    Ring us, or leave your details on the short form for a callback, where we ask what the money is for.

  2. Choose a structure

    What the money pays for points to a funding type, and the type points to the right partners.

  3. Partner review

    A partner examines the file, decides, and prices any offer it makes.

  4. Your call

    Weigh the total cost and the payment calendar. Declining costs you nothing.

How It Works

Questions for the Red River Street broker?

Talk it through first

(361) 201-8021

Ring Pinewater Lending in Victoria, TX and describe the bill the money must pay. We will say which options deserve a partner's look.

Open a request

Pinewater Lending connects you with lending partners; partners make credit decisions and set rates and terms.