Pinewater Lending, a small-business funding broker in Victoria, Texas, is a broker, not a lender: it introduces business funding requests to lending partners, which make credit decisions and set rates and terms. A merchant cash advance is not a loan. The page explains the broker relationship, how details are shared and how consent to calls and texts works.
Pinewater Lending is a broker, not a lender
Pinewater Lending connects you with lending partners; partners make credit decisions and set rates and terms. The word Lending in our name does not change that: we do not lend money, extend credit, buy receivables or decide applications.
Approval is never assured
Calling us or sending the form creates no expectation that any partner will approve your business, fund a particular amount or offer particular terms. Partners apply their own criteria, and any of them may say no.
The partner sets price and terms
Rates, fees, factors, terms, collateral requirements and every other condition come from the lender or funder. Offers are made by the partner, the contract is with the partner, and you should read all of it before signing.
A merchant cash advance is not a loan
A merchant cash advance is not a loan. It is priced, collected and enforced differently from a loan; the advance page explains the holdback, reconciliation and default terms to look for.
Information you share
Details given to Pinewater by form or phone go toward your request and reach lending partners for their review. An outside software company hosts the request form. The privacy policy in the footer gives the full picture.
Calls, texts and consent
The consent wording on the form governs calls and texts from Pinewater Lending and its lending partners. Reply STOP to any text to end them or HELP for help; the SMS terms in the footer explain more.
Questions or complaints
Call (361) 201-8021 or write to Pinewater Lending, 1909 E Red River St, Victoria, TX 77901.
By Pinewater Lending · Updated
Questions for the Red River Street broker?
Unsure which option fits? Call, or start online.